How PFR scores firms
A score is an argument built from records. This page is the argument's shape — what goes in, how it is weighed, and what can never move it.
1 · Recorded, not reported
A firm's row starts from what is on record: its published rules, prices and payout terms, captured with a dated snapshot — not from a marketing call.
2 · Reviews from accounts with a record
Every review is moderated before it counts. A review whose proof of purchase PFR checked counts more, newer experiences count more than old ones, and each trader counts once per firm. Fake, abusive and bought reviews are removed in moderation and count nothing.
3 · Payouts as evidence
Verified payout records — proof checked against the firm's own feed — feed the payout picture. The tracker shows each verified payout's amount and date under the firm's name, never the trader behind it.
4 · Firms answer on the record
Firms respond under a label they cannot edit away. A good answer helps a firm's standing; deleting a hard question is not possible.
5 · What never moves a score
Affiliate fees (one tier for every firm), ad spend (there is none), or a firm asking. A ranking position is never for sale, and bad news stays up.
How the review score is calculated
The review score is a weighted average of the reviews published on PFR, started from a neutral 3.5 as if every firm already had 7 reviews at 3.5. A handful of reviews can't put a firm at the top or the bottom; the score moves as reviews add up. Where a firm's reviews are gathered from across the web, its rating and review count are that figure instead.
- Published reviews only
- Reviews waiting for moderation, rejected, hidden or removed never count. A review stays in the score after its author erases their account, under “Former member”.
- One trader, one review
- Each trader counts once per firm: their newest published review.
- Proof checked
- A review whose proof of purchase PFR checked shows “Proof checked” and counts 1.25×.
- Recency
- A review's weight halves every 365 days, so last year's experience counts half as much as today's.
- New accounts
- A review written in an account's first 90 days counts between 0.75× (a brand-new account) and full weight (90 days old), by the account's age when the review was written.
- Category scores
- Trading conditions, customer care, platform and payout process each average the last 12 months (365 days) of published reviews that rated them, and show once 5 reviews have.
Review policy pfr-2026-09-06. Firm replies, affiliate fees and payments never change a review or the score.
How firms are ordered
Most reviewed. Ordered by review count, then rating — the figures each firm's page shows: reviews gathered from across the web where the firm has them, otherwise approved reviews published on PFR. Equal results are ordered by firm name and ID.
No payment, referral fee or placement changes this order.
PFR shows no rank numbers yet. When a ranking formula is adopted, its version and weights are published on this page before any rank appears, and a firm missing an input is shown as “Not rated” rather than given a low score.
How a comparison picks a plan (compare-v1)
Prices and rules come from each plan's published record. Prices are the list price before any promo code; subscriptions count the fee once per evaluation phase, and an activation fee — or, on a pay-after-pass plan, the fee due on passing — is added only when it is recorded. Free plans are never scored on price, and plans priced in different currencies are not ranked on price. When a plan's rules are not published yet, the table shows the firm's headline terms, labelled, and they never count towards the verdict.
Each priority weighs the measures below; its weights add up to 100. Only measures recorded for every plan in the comparison are scored, from 0 to 100 within that selection. If less than 70% of a priority's weight is recorded for any plan — or less than 70% is recorded for every plan at once — no winner is named: the verdict says there is not enough verified data.
A record counts only when it was checked recently: prices within 7 days, fees within 30, payout terms within 60, other rules within 90. Undated, stale or conflicting records do not count, and neither do rules that depend on facts the comparison cannot know (a trader's platform or country, a payout count) or values that cannot be read without guessing (a limit with no unit, or text such as “up to 90%”). Each measure resolves per evaluation stage, so a value that differs by stage is never averaged or picked at random.
A lead of 8 points or more is a clear winner, 3 to 8 points a narrow one, and anything closer is too close to call. News trading leaves out plans whose funded account does not allow news trading, forbids opening or closing trades around news, removes news profits or breaches the account on news; other news limits are shown as cautions. Scalping leaves out plans with a minimum hold of 60 seconds or more. Loss room counts a static limit in full, an end-of-day trailing limit at 0.85 and an intraday trailing limit at 0.7.
| Measure | balanced | cheapest | most room | fastest payout | beginner friendly | scalping | news trading |
|---|---|---|---|---|---|---|---|
| Cost to funded | 15 | 45 | 5 | 5 | 15 | 10 | 10 |
| Cost of loss room | 10 | 25 | 10 | — | 5 | 5 | 5 |
| Loss room | 15 | 5 | 35 | 5 | 20 | 15 | 15 |
| Daily room | 10 | 5 | 20 | 5 | 10 | 15 | 10 |
| Target to loss | 10 | 5 | 15 | 5 | 15 | 10 | 5 |
| Days to first payout | 10 | 5 | — | 35 | 5 | 10 | 5 |
| Payout cadence | 5 | — | — | 20 | — | 10 | 5 |
| Profit split | 10 | 5 | 5 | 10 | 5 | 5 | 5 |
| Rule friction | 10 | 5 | 10 | 15 | 25 | 20 | 40 |
| Rating | 5 | — | — | — | — | — | — |
How the payout tracker records payouts
Payout terms
Profit split, payout interval and payout methods come from each listed firm's own published terms. An interval is the firm's rule, not a promise of when a payout arrives.
Tracked payouts
Payout records synced from public payout feeds: totals, counts, the largest payout and the median time from request to receipt, with one source per time window. A record is matched to a firm by name and never guessed; until a sync has run, the tracker says so instead of showing zeros.
Verified submissions
Payouts traders submit with proof count only after PFR has checked the proof. The tracker names firms, never the traders behind a payout.